Mortgage rates rising, taxes rising … it can easily spill over into financial stress rising too. In turn, that can tip you into a mental health crisis. The BetterUp website cautions: “When we’re stressed about money, it’s not only our...

Should financial planning be part of the school curriculum? An introduction to income tax, mortgages, credit cards, loans, interest rates, keeping your data safe, being aware of bogus emails … and much more besides. It could mean the difference between...

Currently, with inflation high, most people’s savings are losing value hand over fist. So, how do you invest to try and beat it … or at least hold your own? The mantra states that you can’t match inflation with ‘no...

The Pensions Freedom legislation of 2015 came close to making annuities obsolete. Sales plummeted and now account for just ten per cent of total market share, according to the Pensions Policy Institute (PPI). The days when annuities dominated, with retirees...

This is most definitely a Mike Tyson kind of market – so says Mike Fox, head of sustainable investing at Royal London. What does he mean? Well, first, for the younger generation let me explain that “Iron Mike” was a...

Frozen income tax allowances and increased National Insurance (NI) mean taxpayers are paying more. In fact, the tax burden is set to be the highest since the Labour government of the early 1950s, according to the Office for Budget Responsibility....

Inheritance tax (IHT) is on the march – to the despair of many, though not the Government. A total £6.1 billion was collected in the year to the end of March, 15 per cent more than in 2020-21, with the...

Life is set to get much tougher for second homeowners following announcements in the recent Queen’s Speech. Landlords too face major new regulatory changes which come on top of increased burdens on buy-to-let in recent years. It means investors in...

The row over the financial affairs of Chancellor Rishi Sunak’s multi-millionaire wife Akshata Murty has put non-domicile status firmly in the spotlight. That is because it allows a small but significant number of the ‘super-rich’ to minimise their tax bill....

Banks and financial institutions are too often failing those looking to set up a Lasting Power of Attorney. So claims consumer champion Which following an investigation into whether the system as a whole is adequate. Crucial gaps remain, it says,...