There is light at the end of the Covid tunnel for investors needing income. Many have been hit hard given the corporate rush to either cut or suspend dividends. It is reckoned that 2020 dividend payments will be around 40...

Last week I talked about how coronavirus had highlighted the importance of income protection. Well, there is also a ‘version’ for owners and directors of businesses. Executive income protection is similar but distinct. Both kick-start a regular monthly sum if...

The coronavirus crisis has put income protection in the spotlight. So how has it been performing? It is a type of policy that pays out if you’re unable to work because of injury or illness and has been described as...

It is rarely worth cashing your pension in early. It will likely mean a big tax bill and you could subsequently run out of money in your retirement. An especially bad idea if you intend blowing it on high living...

I know someone who was gifted £50 worth of Premium Bonds when he was born – he is now nearly 70 – and swears he has never won anything. So, the fact that the Premium Bond prize fund interest rate...

There are now more than 136,000 pure-electric cars on UK roads. But electric models still only account for 4.7 per cent of total new car registrations. The Government has adopted a carrot and stick approach to get more of us...

It has taken months for the message to get out, but finally the latest pensions scandal is being addressed. The issue is underpayments for women following a change to the system in 2008. At the top end of the guestimates,...

The vulnerabilities of old age mean taking out a legal power of attorney (LPA) is a sensible precaution. The coronavirus pandemic has put into stark perspective the need for formal arrangements whereby your loved ones can step in should an...