Negative interest rates are back in the Bank of England shop window. Few pundits believe such a scenario will actually happen, not least because it could hurt both borrowers and savers. Nevertheless, it remains an option. The Bank revealed in...

The housing market has been bubbly despite all that coronavirus has thrown at buyers and sellers. House prices last month were 5.4 per cent higher than in January 2020, according to the Halifax. HM Revenue & Customs property data jumped...

The Government has been borrowing staggering sums to pay for the coronavirus crisis. December alone came in at £34.1 billion, £28.2 billion more than in the same month in 2019. It is estimated that borrowing could reach £393.5 billion by...

Fears are growing that the coronavirus crisis could further set back women’s already inadequate pensions. Two recent reports have highlighted the continued disparity between men and women in their respective financial outcomes in retirement. The causes are clear – women...

Are we likely to see significantly higher inflation as we near the end of the pandemic? Were this to happen it would be more important than ever to ensure funds are invested within asset-backed stocks and securities to ensure savings...

After cancelling the November Budget, what might Rishi Sunak be pondering for its March 3 successor? On the one hand, the Chancellor needs to raise funds to pay for the huge Government bailouts over the last 12 months. On the...

When it comes to financial decision-making, Covid has underlined the need to be more prepared for life’s shocks. Suddenly, it is much clearer the extent to which income protection, critical illness, the best mortgage deal, sorting out a pension, and...

Earlier this year we spotlighted how Relevant Life Plans (RLP) had come into their own given the coronavirus pandemic. Just to remind you … an RLP is in essence a tax effective life insurance scheme that allows firms to provide...