Earlier this year we highlighted how annuities were making something of a comeback. That has continued in line with rising interest levels. They fell out of favour because rates were on the floor and drawdown meant the saver was in...

ESG – environmental and social governance – is increasingly at the forefront of shareholders’ minds. Sustainability is perceived as not only good for the planet but also for broadening the scope of diversification within portfolios. Yet there is nothing new...

Albert Einstein is said to have described compound interest as the eighth wonder of the world. Adding: “He who understands it, earns it; he who doesn’t, pays it.” The story may actually be apocryphal … but it makes for more...

Rising interest rates are making life tough for both first time buyers and those looking to move up the housing ladder. Rocketing energy bills and inflation are creating havoc among family budgets. Nevertheless, all is not lost … even for...

These days many people have multiple pensions as a result of changing jobs, plus periods of self-employment. They move on average 11-12 times in a lifetime. This has consequences. Standard advice states you should always join an employer-based scheme if...

It’s time I introduced you to LISA. LISA can open doors to the starter home of your dreams. Because a Lifetime ISA is now the only vehicle for new applicants that allows them to save for their first house purchase...

The gender pension gap is still vast, according to a Royal London report. Others agree. Ten years on from its arrival in the workplace, the positive impact of automatic enrolment (AE) on savings behaviour is indisputable. Yet women are still...

Surging inflation, rising interest rates, fear of recession, Russia’s invasion of Ukraine, China’s zero-Covid policy, UK political uncertainty … all have contributed to plunging fund values in 2022. Snapshots tend to be universally gloomy. For a cynic, this has produced...

Wealthier savers do not escape the spectre of increased living costs, a Scottish Widows’ Retirement Report has warned. The life insurance and pensions group maintains the current environment of steep inflation is posing a real problem for the sector. It...

The cost of living crisis is seeing more people squeezing their pension saving, new evidence reveals. Recently we highlighted how Interactive Investor’s annual retirement survey was warning that more than half of us had decided to curtail or scrap saving. Now...