They say cash is king but interest rates on cash ISAs are generally dreadful. Yet, according to the Bank of England, £260 billion – more than the annual GDP of Ireland – sits in cash ISAs in the UK. £10,000 invested...
Unlocking the mortgage market for the self-employed (Birmingham Post Article 11.05.2017)
Over the past decade, the UK has seen the highest rise in self-employment of any country in the EU, with over 4.6 million of the population now working for themselves. This rise in self-employment has been a defining characteristic of...
Lifetime allowance proving pensions headache (Birmingham Post Article 18.05.2017)
Pension freedoms have certainly proved greatly beneficial for many, but they are far from complete. Restrictions remain and elements of the system remain hard to understand. Perhaps the biggest issue is the lifetime allowance. The maximum amount you can have in...