Ethical Investing is becoming something of a growth phenomenon – from very much a niche area it has surged in recent times. But ethical investment is not new. It had an important role in ending the apartheid government in South...

The income gap between what the elderly require and what they receive from state pensions remains significant. It highlights how much younger people, many of whose circumstances bear poor comparison with those who have gone before, should be saving to...

Is it time to start selling assets for fear capital gains tax could rise? Hard to see into that particular crystal ball but planning for the possibility now would seem a good idea. The current Chancellor may be strapped for...

The problems with defined benefit pensions, generally known as final salary schemes, has been further highlighted by a report from the Pensions and Lifetime Savings Association (PLSA). Three million savers in such schemes only had a 50/50 chance of receiving...

Loads of coverage recently concerning the Marriage Allowance and many people’s failure to claim it. It followed HM Revenue & Customs figures which revealed that married couples and civil partners have missed out on more than £1.3 billion since the...

Annual allowance restrictions on pension savings are threatening to cause major headaches for high earners. But also those of much more modest means, many of whom haven’t got a clue that a problem exists. The annual allowance is a limit...

Despite the stand-off between North Korea and the United States, Asian equity markets have their place. Many UK investors – maybe naturally but almost certainly wrongly – concentrate on our own market and worry about the timing of investments now...

There are two sides to financial planning but their level of profile is vastly different. The “aggressive/growth” side, if you will, is the part that features more prominently, focusing on enhancing wealth. The second, equally as important but too often...

Birmingham Post Wealth Management supplement

The Government’s much-vaunted pensions freedom legislation is increasingly resulting in worrying side-effects. Critics claim too many people are cleaning out their pension savings, not taking financial advice, failing to invest it wisely and paying too much tax. There was concern...