It has taken months for the message to get out, but finally the latest pensions scandal is being addressed. The issue is underpayments for women following a change to the system in 2008. At the top end of the guestimates,...
Covid has shown the need to empower your loved ones – Birmingham Post article 20.08.2020
The vulnerabilities of old age mean taking out a legal power of attorney (LPA) is a sensible precaution. The coronavirus pandemic has put into stark perspective the need for formal arrangements whereby your loved ones can step in should an...
Disruption can be an opportunity rather than a threat – Birmingham Post article 13.08.2020
Long term investment opportunities and trends in how businesses and individuals are likely to behave in the future have been brought into stark focus by the Covid crisis. And it is all centred around disruption which, far from being a...
Insuring the boss’s life can mitigate disaster – Birmingham Post article 06.08.2020
Insurance could be key to protecting the key person in your business. And with coronavirus striking down so many across the UK, business owners and top management are equally vulnerable. Indeed, the pandemic has given a severe jolt to those...
Landlords finding the key to new tax lockdown – Birmingham Post article 30.07.2020
After a long phasing in process completed in April tough tax changes are challenging landlords. Despite angry protests the Government were utterly unmoved and now the full impact is upon the sector. But landlords are adapting. The changes came into...
Putting your trust in trusts can benefit future generations – Birmingham Post article 16.07.2020
The coronavirus pandemic has hit the elderly hard but has resulted in one unexpected consequence – it has concentrated the minds of parents and grandparents on how best to cascade money down the generations. For, with the national debt soaring,...
Investors losing out as ISA rates plummet – Birmingham Post article 09.07.2020
Average savings rates for ISAs are on the floor. Data provider Moneyfacts found the average easy access ISA rate at the start of June had tumbled to a low of 0.45 per cent from 0.85 per cent in January. So, £1,000 invested...
Whatever happened to saving for a rainy day? – Birmingham Post article 25.06.2020
Coronavirus has caught out a lot of people with their finances in disarray – from the nation as a whole to the shocking numbers who have no short term savings to cope with losing their jobs. Britain’s national debt is...
West Midlands pension savers cut back as relationship bust-ups bite – Birmingham Post article – 18.06.2020
Covid-19 has put the retirement plans of 3.1 million in doubt, according to a Scottish Widows survey. And the West Midlands is the worst affected region in the country with 17 per cent of savers feeling the need to reduce...
The right time for Socially Responsible Investing? – Birmingham Post article 27.05.2020
Socially Responsible Investing (SRI) has certainly gained a lot of attention over the last 18 months. Concerns over climate change, the high profile of Greta Thunberg, and even Covid 19 have focussed the thoughts of investment managers, advisers and investors...