Are we likely to see significantly higher inflation as we near the end of the pandemic? Were this to happen it would be more important than ever to ensure funds are invested within asset-backed stocks and securities to ensure savings...

After cancelling the November Budget, what might Rishi Sunak be pondering for its March 3 successor? On the one hand, the Chancellor needs to raise funds to pay for the huge Government bailouts over the last 12 months. On the...

When it comes to financial decision-making, Covid has underlined the need to be more prepared for life’s shocks. Suddenly, it is much clearer the extent to which income protection, critical illness, the best mortgage deal, sorting out a pension, and...

Earlier this year we spotlighted how Relevant Life Plans (RLP) had come into their own given the coronavirus pandemic. Just to remind you … an RLP is in essence a tax effective life insurance scheme that allows firms to provide...

There is light at the end of the Covid tunnel for investors needing income. Many have been hit hard given the corporate rush to either cut or suspend dividends. It is reckoned that 2020 dividend payments will be around 40...

Last week I talked about how coronavirus had highlighted the importance of income protection. Well, there is also a ‘version’ for owners and directors of businesses. Executive income protection is similar but distinct. Both kick-start a regular monthly sum if...

The coronavirus crisis has put income protection in the spotlight. So how has it been performing? It is a type of policy that pays out if you’re unable to work because of injury or illness and has been described as...

It is rarely worth cashing your pension in early. It will likely mean a big tax bill and you could subsequently run out of money in your retirement. An especially bad idea if you intend blowing it on high living...

I know someone who was gifted £50 worth of Premium Bonds when he was born – he is now nearly 70 – and swears he has never won anything. So, the fact that the Premium Bond prize fund interest rate...

There are now more than 136,000 pure-electric cars on UK roads. But electric models still only account for 4.7 per cent of total new car registrations. The Government has adopted a carrot and stick approach to get more of us...