There is an old saying that goes: It is far better to give with a warm hand than to give with a cold one. This may sound a bit morbid but the premise, as Capital Asset Management (CAS) notes, is...

You may not have heard of pension dippers, yet there are a lot of them. They are people who use the pension freedoms to dip into their retirement savings. A total of 260,000 took a taxable pension payment in 2020, according...

New pension freedoms introduced six years ago, allowing savers greater control over their nest egg from age 55, have proved a great success. Since 2015, the total value of flexible withdrawals from pensions has exceeded £45 billion. Now, though, the...

ESG – environmental, social and governance – is increasingly at the forefront of shareholders’ minds. Sustainability is perceived as not only good for the planet but also for broadening the scope of diversification within portfolios. The trend has been a...

Are independent financial advisers (IFAs) doing enough to convert people to the cause? It seems not given a Royal London research paper that shows only 26 per cent of the country seeks professional financial advice. In total, 39 million adults...

Forty-three per cent of consumers have never heard of a green mortgage, according to the Intermediary Mortgage Lenders Association (IMLA). But could they prove to be the future? Just as sales of electric cars are building traction so green mortgages...

What is a good pension pot? It is one of those questions to which there is no straightforward answer because it depends on the standard of living you aspire to in retirement. A survey last year by consumer group Which?...

Car insurance is compulsory, most sensible people insure their home and contents, pets can prove expensive if veterinary help is required so insuring them is a good idea, but, according to Legal & General (L&G), only one in ten of...

Trying to predict the next “hot” sector – whether that be gold last year, environmental, social and governance (ESG) stocks, or cryptocurrencies – has never been the Eastcote Wealth Management way of investing client monies. Our message is that diversification...

There is a lot of financial advice around directed at young people … but do they listen? Who should be responsible for trying to get the message across? Schools? Parents? Perhaps, like computers and the internet, you are supposed to...